CloverLoop features

Payments designed around your own account

CloverLoop's planned payment architecture lets each creator connect their own Razorpay account. Customer payments are processed through the creator's account and settled directly to the creator's bank account by Razorpay under its settlement rules. CloverLoop calculates its platform commission separately and invoices it monthly. Razorpay processing charges are additional.

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Illustration representing the planned creator-owned payment flow
Planned payment flow

Customer payment goes through your own Razorpay account

The intended architecture keeps the creator's payment settlement separate from CloverLoop's monthly commission invoice.

CustomerCompletes payment
Creator's Razorpay accountProcesses payment
Creator's bank accountRazorpay settles directly
CloverLoop calculates platform commission separately.

Commission applies to successful paid transactions according to the plan and is invoiced monthly. It is not automatically deducted from customer payments. Razorpay processing fees are additional.

This is the intended architecture. The Razorpay integration, checkout, payment verification and digital delivery are not implemented in the current website sprint.

How the planned payment flow works

A customer pays through the creator's connected Razorpay account. Razorpay processes the payment and settles proceeds directly to the creator's bank account according to the creator's Razorpay arrangement. CloverLoop does not centrally collect or hold creator sales proceeds.

Platform commission is separate

CloverLoop calculates commission on successful paid transactions according to the creator's plan and invoices it monthly. This fee is not automatically deducted from a customer's payment. Razorpay processing fees are additional.

Planned architecture, not a live integration

The Razorpay integration, checkout, payment verification and digital delivery are not implemented in this marketing website sprint. This page describes the intended architecture, not a currently available payment service.

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